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WEALTHNESSCulture

Multilingual financial wellness ecosystem for individuals and families. Built on the 16 Selvam framework.

"Knowledge gives you Money. Attitude gives you Wealth. Culture gives you Wealthness."

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  • Wealthness Score Card
  • Daily Habit Tracker
  • Spend Matrix
  • Smart Expense Intelligence
  • Vision Planner
  • Net Worth Dashboard

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  • +91 8675 822 822
  • [email protected]
  • Paramathivelur, Tamil Nadu
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© 2025 Sampathkumar Subramani. All rights reserved. Wealthness™ · Wealthness Culture™ · Wealthness Spend Matrix™

Sampathkumar & Co, Cost Accountants · Paramathivelur, Tamil Nadu

10

Charges Tracker

Stop paying for what you don't know.

Automatically tracks all hidden bank charges from SMS. Categories: bank maintenance, SMS alert charges, ATM excess usage, debit card annual fee, credit card late payment, loan foreclosure, insurance overcharges. Monthly summary with annual savings projection.

Free Consultation
Charges Tracker
8 charge categories tracked automatically
Bank maintenance fee monitoring
ATM excess usage charges
Credit card late payment fees
Debit card annual fees
Annual saving potential calculation

How It Works

1

SMS Reader Detects Charges

Auto-identifies all bank charge transactions from your SMS.

2

Auto-Categorise

Each charge categorised by type — maintenance, ATM, late payment, etc.

3

Monthly Summary

Dashboard showing all charges paid this month by category.

4

Annual Projection

See how much you'll pay this year if nothing changes.

5

Switch Recommendations

Specific actions to eliminate or reduce each charge.

Financial Review

Paying ₹X in hidden charges? We can help you reduce this — free review.

Talk to an Adviser — Free

WhatsApp · Sampathkumar & Co · +91 8675 822 822

Frequently Asked Questions

Bank account maintenance charges, SMS alert charges, ATM usage beyond free limit, debit card annual fee, credit card late payment charges, loan processing fees, loan foreclosure charges, insurance premium overcharges, and mutual fund management fees.

Related Features

04

Smart Expense Intelligence

Know every rupee leaving your account.

Learn more
09

Smart Alerts

Never miss a deadline. Ever.

Learn more
06

Net Worth Dashboard

See your full wealth picture.

Learn more
Free to get started

Start Your Wealthness Journey

Access all 11 financial modules free. No credit card required.

View Pricing