Last updated: 1 June 2026
By accessing or using wealthnessculture.com ("the Site"), you agree to be bound by these Terms of Service. If you do not agree, please do not use the Site. The Site is operated by Sampathkumar & Co, Cost Accountants, Paramathivelur, Tamil Nadu, India ("we", "us", "our").
The Wealthness Score (Lite), Spend Matrix™ Quick-Check, and SIP & Goal Calculator are provided as educational tools only. Results are approximate calculations based on your inputs. They do not constitute financial advice, investment advice, tax advice, or any professional advisory service. Always consult a qualified financial professional before making financial decisions. Sampathkumar & Co accepts no liability for decisions made based solely on tool outputs.
When you submit an enquiry through our contact form or WhatsApp, you consent to Sampathkumar & Co contacting you regarding the services you selected. See our Privacy Policy for details on how your data is handled.
All content on this Site — including the 16 Selvam framework, Wealthness Score Card, Wealthness Spend Matrix™ decision logic, text, graphics, and design — is the intellectual property of Sampathkumar Subramani and Sampathkumar & Co. Reproduction, distribution, or commercial use without written permission is prohibited.
The following marks are registered intellectual property of Sampathkumar Subramani: Wealthness™, Wealthness Culture™, Wealthness Spend Matrix™.
The Site contains links to third-party services (Google Play, App Store, WhatsApp, etc.). We are not responsible for the content or practices of those services.
The Site and all tools are provided “as is” without any warranty, express or implied. We do not warrant that the Site will be uninterrupted, error-free, or free of viruses. Calculator results are based on mathematical models and assumed constant returns — actual investment outcomes will differ.
To the fullest extent permitted by law, Sampathkumar & Co shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Site or the free tools. Our total liability for any claim shall not exceed ₹500.
These Terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in Tamil Nadu, India.
We reserve the right to update these Terms at any time. Material changes will be posted on this page with a revised date. Continued use after changes constitutes acceptance.
Sampathkumar & Co, Cost Accountants
Paramathivelur, Tamil Nadu, India
[email protected] · +91 8675 822 822
