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WEALTHNESSCulture

Multilingual financial wellness ecosystem for individuals and families. Built on the 16 Selvam framework.

"Knowledge gives you Money. Attitude gives you Wealth. Culture gives you Wealthness."

Features

  • Wealthness Score Card
  • Daily Habit Tracker
  • Spend Matrix
  • Smart Expense Intelligence
  • Vision Planner
  • Net Worth Dashboard

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  • 16 Selvam
  • The App
  • Free Tools
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  • Contact

Connect

  • +91 8675 822 822
  • [email protected]
  • Paramathivelur, Tamil Nadu
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© 2025 Sampathkumar Subramani. All rights reserved. Wealthness™ · Wealthness Culture™ · Wealthness Spend Matrix™

Sampathkumar & Co, Cost Accountants · Paramathivelur, Tamil Nadu

04

Smart Expense Intelligence

Know every rupee leaving your account.

Three-part intelligent expense module: auto SMS reader that categorises every bank debit instantly, a subscription audit that asks 'Do you still need this?' for each recurring charge, and real-time alerts when you exceed your own category limits.

Free Consultation
Smart Expense Intelligence
SMS auto-fetch from all Indian banks
Automatic transaction categorisation
Monthly subscription audit (Netflix, Spotify, gym etc.)
Real-time category limit breach alerts
Weekly expense summary by category
Unnecessary spend total shown monthly

How It Works

1

Grant SMS Permission

Allow the app to read bank transaction SMS messages.

2

Auto-Categorise

Every debit is automatically categorised — food, transport, EMI, etc.

3

Weekly Summary

Receive a weekly expense summary broken down by category.

4

Subscription Audit

Monthly audit identifies all recurring debits with Keep/Cancel option.

5

Real-time Alerts

Instant alert when spending in a category exceeds your set limit.

Financial Review

High subscription costs? Get a free expense review from our team.

Talk to an Adviser — Free

WhatsApp · Sampathkumar & Co · +91 8675 822 822

Frequently Asked Questions

Yes. SMS data is processed on-device and never sent to external servers for analysis. Only transaction amounts and categories are stored — never full SMS content.

Related Features

03

Wealthness Spend Matrix

Think before you spend.

Learn more
10

Charges Tracker

Stop paying for what you don't know.

Learn more
Free to get started

Start Your Wealthness Journey

Access all 11 financial modules free. No credit card required.

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