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Smart Expense Intelligence

Know every rupee leaving your account.

Three-part intelligent expense module: auto SMS reader that categorises every bank debit instantly, a subscription audit that asks 'Do you still need this?' for each recurring charge, and real-time alerts when you exceed your own category limits.

Smart Expense Intelligence
SMS auto-fetch from all Indian banks
Automatic transaction categorisation
Monthly subscription audit (Netflix, Spotify, gym etc.)
Real-time category limit breach alerts
Weekly expense summary by category
Unnecessary spend total shown monthly

How it works

1

Grant SMS Permission

Allow the app to read bank transaction SMS messages.

2

Auto-Categorise

Every debit is automatically categorised — food, transport, EMI, etc.

3

Weekly Summary

Receive a weekly expense summary broken down by category.

4

Subscription Audit

Monthly audit identifies all recurring debits with Keep/Cancel option.

5

Real-time Alerts

Instant alert when spending in a category exceeds your set limit.

Financial Review

High subscription costs? Get a free expense review from our team.

Talk to an Adviser — Free

WhatsApp · Sampathkumar & Co · +91 8675 822 822

Frequently Asked Questions

Yes. SMS data is processed on-device and never sent to external servers for analysis. Only transaction amounts and categories are stored — never full SMS content.

Free to get started

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